Accounting & CPA Firm Insurance — Coverage, Cost & Requirements

Professional liability and E&O for CPAs, bookkeepers, and tax preparers.

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What Coverage Does Accounting & CPA Firm Insurance Include?

Most accounting & cpa firm businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.

📋

Professional Liability (E&O)

Covers claims that your advice or services caused financial harm to a client.

🛡️

General Liability

Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.

🔒

Cyber Liability

Covers data breach response, ransomware, notification costs, and cyber liability.

📦

BOP

Business Owners Policy bundles general liability + commercial property at a discounted rate. Ideal for small businesses.

How Much Does Accounting & CPA Firm Insurance Cost?

The cost of accounting & cpa firm insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.

$80–$400
per month (estimated)
Most small accounting & cpa firm businesses pay between $80 and $400 per month for a general liability policy. Adding workers' comp, commercial auto, or a BOP will increase costs. Get a free, exact quote from NEXT Insurance in about 10 minutes.

⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.

🏆A+ AM Best Rated (Munich Re)
🏢750,000+ Businesses Insured
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🕐24/7 Online Policy Management

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NEXT Insurance lets you get a quote, buy a policy, and download your certificate of insurance entirely online. No agent calls required. Backed by Munich Re's A+ AM Best rating.

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By clicking, you agree to Insurance Pro Agencies' Terms of Use and Privacy Policy, and authorize Insurance Pro Agencies, Inc and its affiliated carrier partners to contact you using the information you provide during the quoting process. Consent is not a condition of obtaining a quote.

🏆A+ AM Best Rated (Munich Re)🏢750,000+ Businesses InsuredGet a Quote in 10 Minutes📄Instant Certificate of Insurance🕐24/7 Online Policy Management

Frequently Asked Questions

Most accounting & cpa firm businesses pay between $80 and $400 per month for general liability. Adding workers' comp or commercial auto increases the total.