E-Commerce Business Insurance — Coverage, Cost & Requirements
Product liability, cyber, and commercial property for online sellers and e-commerce brands.
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What Coverage Does E-Commerce Business Insurance Include?
Most e-commerce business businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
Product Liability
Covers bodily injury or property damage from products you manufacture, distribute, or sell.
Cyber Liability
Covers data breach response, ransomware, notification costs, and cyber liability.
Commercial Property
Commercial Property coverage tailored for e-commerce business businesses.
Crime
Covers theft, employee dishonesty, forgery, and fraud-related losses.
How Much Does E-Commerce Business Insurance Cost?
The cost of e-commerce business insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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