Hair Salon & Barbershop Insurance — Coverage, Cost & Requirements
BOP and professional liability for salons, barbershops, and beauty service providers.
By clicking, you agree to Insurance Pro Agencies' Terms of Use and Privacy Policy, and authorize Insurance Pro Agencies, Inc and its affiliated carrier partners to contact you using the information you provide during the quoting process. Consent is not a condition of obtaining a quote.
Backed by Munich Re. 750,000+ businesses insured. Get your certificate of insurance instantly.
What Coverage Does Hair Salon & Barbershop Insurance Include?
Most hair salon & barbershop businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
BOP
Business Owners Policy bundles general liability + commercial property at a discounted rate. Ideal for small businesses.
Professional Liability
Professional Liability coverage tailored for hair salon & barbershop businesses.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
Product Liability
Covers bodily injury or property damage from products you manufacture, distribute, or sell.
How Much Does Hair Salon & Barbershop Insurance Cost?
The cost of hair salon & barbershop insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
Get Covered Now — It Takes 10 Minutes
NEXT Insurance lets you get a quote, buy a policy, and download your certificate of insurance entirely online. No agent calls required. Backed by Munich Re's A+ AM Best rating.
By clicking, you agree to Insurance Pro Agencies' Terms of Use and Privacy Policy, and authorize Insurance Pro Agencies, Inc and its affiliated carrier partners to contact you using the information you provide during the quoting process. Consent is not a condition of obtaining a quote.
Frequently Asked Questions
Related Coverage
Nail Salon Insurance
Coverage breakdown and costs for nail salon businesses.
Day Spa & Med Spa Insurance
Coverage breakdown and costs for day spa & med spa businesses.
Personal Trainer Insurance
Coverage breakdown and costs for personal trainer businesses.
Gym & Fitness Center Insurance
Coverage breakdown and costs for gym & fitness center businesses.
Pet Grooming Insurance
Coverage breakdown and costs for pet grooming businesses.
Tattoo Shop & Body Piercing Insurance
Coverage breakdown and costs for tattoo shop & body piercing businesses.