Screen Printing & T-Shirt Printing Insurance — Coverage, Cost & Requirements
Screen printing and custom apparel shops face client property claims when garments are damaged or misprinted, chemical exposure liability from inks and solvents, and fire risk from curing ovens. Product liability covers errors in client logos or branding. Workers' comp is critical for employees handling chemicals and operating heat press equipment.
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What Coverage Does Screen Printing & T-Shirt Printing Insurance Include?
Most screen printing & t-shirt printing businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
Product Liability
Covers bodily injury or property damage from products you manufacture, distribute, or sell.
Business Personal Property
Business Personal Property coverage tailored for screen printing & t-shirt printing businesses.
Equipment Breakdown
Covers mechanical or electrical failure of business equipment and loss of income during downtime.
How Much Does Screen Printing & T-Shirt Printing Insurance Cost?
The cost of screen printing & t-shirt printing insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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