Tattoo Shop & Body Piercing Insurance — Coverage, Cost & Requirements
Insurance for tattoo parlors and body piercing studios covering bodily injury claims, infection liability, professional liability for artistic services, and premises coverage.
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What Coverage Does Tattoo Shop & Body Piercing Insurance Include?
Most tattoo shop & body piercing businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
Professional Liability
Professional Liability coverage tailored for tattoo shop & body piercing businesses.
BOP
Business Owners Policy bundles general liability + commercial property at a discounted rate. Ideal for small businesses.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
How Much Does Tattoo Shop & Body Piercing Insurance Cost?
The cost of tattoo shop & body piercing insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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