Wedding Planner & Event Coordinator Insurance — Coverage, Cost & Requirements

Professional liability and event coverage for wedding planners and event coordinators. Protects against vendor failure claims when a booked venue, caterer, or band cancels last-minute, professional errors that disrupt client events, liquor liability at events where alcohol is served, and guest injury claims that point to event management failures.

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What Coverage Does Wedding Planner & Event Coordinator Insurance Include?

Most wedding planner & event coordinator businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.

📋

Professional Liability (E&O)

Covers claims that your advice or services caused financial harm to a client.

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Event Liability

Covers third-party claims from events you plan or host.

🛡️

General Liability

Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.

Cancellation Insurance

Cancellation Insurance coverage tailored for wedding planner & event coordinator businesses.

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Liquor Liability

Required for businesses serving alcohol. Covers liability from intoxicated customers.

How Much Does Wedding Planner & Event Coordinator Insurance Cost?

The cost of wedding planner & event coordinator insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.

$80–$350
per month (estimated)
Most small wedding planner & event coordinator businesses pay between $80 and $350 per month for a general liability policy. Adding workers' comp, commercial auto, or a BOP will increase costs. Get a free, exact quote from NEXT Insurance in about 10 minutes.

⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.

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NEXT Insurance lets you get a quote, buy a policy, and download your certificate of insurance entirely online. No agent calls required. Backed by Munich Re's A+ AM Best rating.

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By clicking, you agree to Insurance Pro Agencies' Terms of Use and Privacy Policy, and authorize Insurance Pro Agencies, Inc and its affiliated carrier partners to contact you using the information you provide during the quoting process. Consent is not a condition of obtaining a quote.

🏆A+ AM Best Rated (Munich Re)🏢750,000+ Businesses InsuredGet a Quote in 10 Minutes📄Instant Certificate of Insurance🕐24/7 Online Policy Management

Frequently Asked Questions

Most wedding planner & event coordinator businesses pay between $80 and $350 per month for general liability. Adding workers' comp or commercial auto increases the total.